:root{--bg:#F5F4EE;--surface:#FAF9F5;--surface-2:#EFEDE4;--ink:#1F1E1D;--ink-2:#5A5751;--ink-3:#8A867E;--border:rgba(31,30,29,0.10);--border-strong:rgba(31,30,29,0.18);--accent:#C96442;--accent-dark:#A24E32;--accent-soft:#F2E5DC;--radius-md:10px;--radius-lg:16px;--font-sans:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;--font-serif:'Source Serif 4',Georgia,serif;--font-mono:'JetBrains Mono',ui-monospace,monospace}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:110px}
body{font-family:var(--font-sans);background:var(--bg);color:var(--ink);line-height:1.6;font-size:16px;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;min-height:100vh;display:flex;flex-direction:column}
a{color:inherit;text-decoration:none}
.container{max-width:1120px;margin:0 auto;padding:0 32px;width:100%}
nav{position:sticky;top:0;z-index:50;background:var(--bg);border-bottom:1px solid var(--border)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;max-width:none;padding:9px 32px}
.logo{display:block}.logo img{height:72px;width:auto;display:block}
.nav-links{display:flex;align-items:center;gap:28px}
.nav-links a{font-size:14px;color:var(--ink-2);transition:color .15s}
.nav-links a:hover{color:var(--ink)}
.nav-cta{background:var(--ink);color:var(--surface);padding:8px 16px;border-radius:var(--radius-md);font-size:14px;font-weight:500;border:none;cursor:pointer;transition:background .15s}
.nav-cta:hover{background:#000}
.legal{flex:1 1 auto;padding:64px 0 96px}
.legal-grid{display:block}
.doc{max-width:700px}
.back-home{display:inline-flex;align-items:center;gap:8px;font-size:14px;font-weight:500;color:var(--ink-2);margin-bottom:28px;transition:color .15s,gap .15s}
.back-home:hover{color:var(--accent);gap:11px}
.back-home i{font-size:17px}
.eyebrow{font-family:var(--font-mono);font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--accent-dark);margin-bottom:14px}
.doc h1{font-family:var(--font-serif);font-size:clamp(34px,4.5vw,48px);font-weight:500;line-height:1.1;letter-spacing:-.01em;margin-bottom:14px}
.meta{font-size:14px;color:var(--ink-3);margin-bottom:36px}
.summary{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:26px 28px;margin-bottom:48px}
.summary h2{font-family:var(--font-serif);font-size:21px;font-weight:500;margin-bottom:14px}
.summary ul{list-style:none;display:flex;flex-direction:column;gap:10px}
.summary li{display:grid;grid-template-columns:22px minmax(0,1fr);gap:8px;font-size:15px;color:var(--ink-2);line-height:1.55}
.summary li i{color:var(--accent);font-size:18px;margin-top:1px}
.summary li strong{color:var(--ink);font-weight:600}
.doc section{padding-top:8px;margin-bottom:40px}
.doc h2{font-family:var(--font-serif);font-size:25px;font-weight:500;line-height:1.25;margin-bottom:14px;text-wrap:pretty}
.doc h2 .num{color:var(--accent);margin-right:8px}
.doc h3{font-size:15px;font-weight:600;margin:20px 0 6px}
.doc p,.doc li{font-size:16px;color:var(--ink-2);line-height:1.7;text-wrap:pretty}
.doc p+p{margin-top:12px}
.doc ul.list{margin:10px 0 0 20px;display:flex;flex-direction:column;gap:6px}
.doc strong{color:var(--ink);font-weight:600}
.doc a.inline{color:var(--accent-dark);text-decoration:underline;text-underline-offset:2px}
.doc a.inline:hover{color:var(--accent)}
.key{background:var(--accent-soft);border:1px solid rgba(201,100,66,0.22);border-radius:var(--radius-lg);padding:24px 26px}
.key h2{margin-bottom:12px}
.key p,.key li{color:var(--ink)}
.caps{font-size:14px!important;letter-spacing:.01em}
.providers{display:grid;grid-template-columns:minmax(0,1fr);border:1px solid var(--border);border-radius:var(--radius-md);overflow:hidden;margin-top:14px;background:var(--surface)}
.providers div{display:grid;grid-template-columns:130px minmax(0,1fr);gap:16px;padding:12px 16px;font-size:15px;color:var(--ink-2);border-top:1px solid var(--border)}
.providers div:first-child{border-top:none}
.providers b{color:var(--ink);font-weight:600}
footer{border-top:1px solid var(--border);padding:32px 0}
.footer-inner{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:16px}
.footer-links{display:flex;gap:24px;font-size:14px;color:var(--ink-2)}
.footer-links a:hover{color:var(--ink)}
.footer-links a.active{color:var(--ink)}
.footer-copy{font-size:13px;color:var(--ink-3)}
@media (max-width:760px){html{-webkit-text-size-adjust:100%}body{font-size:15px}.container{padding:0 20px}.nav-inner{padding:8px 20px}.logo img{height:56px}.nav-links a:not(.nav-cta){display:none}.nav-links .nav-cta{display:none}.legal{padding:44px 0 72px}.back-home{min-height:44px;font-size:13px}.doc h1{font-size:32px}.doc h2{font-size:22px}.doc p,.doc li{font-size:15px}.summary{padding:22px 20px}.key{padding:22px 20px}.providers div{grid-template-columns:minmax(0,1fr);gap:2px}.footer-inner{flex-direction:column;text-align:center}.footer-links{font-size:13px}}
@media print{nav,.back-home,footer{display:none}body{background:#fff}}